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Section

Finance

  1. Missed Deductions and Invented Ones Come From the Same Habit. Here Is the Test That Separates Them

    Two-thirds of the arguing over allowable expenses comes down to one question about purpose and one about proof. Larger firms answer both on paper before the return is signed.

    1,205 words
  2. Your Return Gets Read by Lenders, Not Just the IRS. Where an Accountant Earns the Fee

    A tax return keeps working long after April, in mortgage files, aid forms and penalty notices. That afterlife is usually where the fee for professional help gets repaid.

    1,190 words
  3. Starting at the Beginning Is the Worst Thing to Do in the Final Week

    If the six month extension was taken in April and the return is still not finished, the order of work matters more than the hours available.

    887 words
  4. Under Insurance Is Discovered at the Point of a Claim and Never Before

    On many policies a dwelling limit set too low reduces the payout on partial losses as well as total ones, which is the part people never expect.

    1,152 words
  5. Claiming Too Much or Too Little? Both Halves of the Schedule C Problem

    Half the errors are people claiming something they cannot. The other half are people quietly paying tax on money they were entitled to keep.

    1,064 words
  6. Never Read Your Policy? The Twenty Minutes That Show You What It Does Not Cover

    A homeowners policy is mostly a list of what is not covered, and the list is organized, findable and shorter than the document suggests.

    1,009 words
  7. Before Storm Season: The Two Lines on a Declarations Page That Decide a Roof Claim

    Wind and hail coverage changed quietly over the last decade. Two lines now determine whether a damaged roof is a small bill or a large one.

    1,017 words