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Clear reporting on the choices people actually face.

Section

Law

  1. Prepaid legal plans, and the arithmetic that decides if one is worth it

    A few hundred dollars a year buys unlimited consultations and a handful of documents. Whether that is a bargain depends almost entirely on whether you would otherwise have called anyone.

    890 words
  2. A stove that failed twice, and the settlement that ended it in eleven weeks

    Two failures inside a year, three service visits, and a manufacturer offering a fourth repair. What moved it was a repair log, a specific demand and a date.

    1,056 words
  3. Summer work, winter argument. What to write down while the crew is still there

    Contracting disputes are made in July and fought in January, by which time the wall is closed, the crew has moved on, and everyone remembers a different conversation.

    811 words
  4. Writing the complaint letter that gets answered, paragraph by paragraph

    A complaint that succeeds is usually one page long and can be approved by whoever opens it. Most of what makes that possible happens in the first two sentences.

    792 words
  5. Retainer, contingency, or flat fee. What the engagement letter commits you to

    The engagement letter is the contract for the whole matter, it is usually signed in a hurry at the end of a first meeting, and it answers most of the questions people later argue about.

    1,302 words
  6. Five complaints that got resolved, and what they had in common

    The complaints that succeed are rarely the ones with the strongest grievance. They are the ones that arrive in the right place, in the right order, with the right thing attached.

    860 words
  7. Chargeback, small claims, or a regulator. Which route fits which dispute

    Three routes exist for a consumer dispute and they work in completely different ways. Picking the wrong one costs months, and some of them close on a deadline.

    996 words
  8. What a lawyer wishes you had brought to the first meeting

    An hour of legal advice is not expensive. An hour of legal advice spent establishing facts you already had in a drawer is.

    798 words